Privacy Policy

MoneyMarket India aapki privacy ka dhyan rakhta hai. Ye policy batati hai ki hum kaun‑kaun se data process karte hain, kaise use karte hain, aur aapke kya rights hain. Hamara approach simple hai: minimal data, transparent usage, aur secure handling. Site primarily static hai, calculators client‑side run hote hain, aur hum personal inputs ko server par store nahi karte.

Data Collection

Hum teen categories me data collect kar sakte hain: (1) Technical data—jaise device/browser information, page views, referrers; (2) Cookies—analytics aur advertising ke liye; (3) Contact details—agar aap hamara contact form use karte hain. Calculators me aap jo numbers enter karte hain (loan amount, rate, tenure, etc.) wo aapke device par process hote hain aur hum unhe server par save nahi karte.

Cookies aur Tracking

Hum analytics aur advertising purpose ke liye cookies use kar sakte hain. Ye cookies site performance measure karne, bugs identify karne, aur relevant ads dikhane me madad karte hain. Aap browser settings me cookies ko block ya clear kar sakte hain. Adsense ya similar networks apni policies follow karte hain; third‑party cookies ka control unke paas hota hai. Hum personally identifiable data ko commercial purpose me sell nahi karte.

Use of Data

Collected data ka primary use site improve karna, content aur features optimize karna, aur abuse prevent karna hota hai. Contact form se aayi details sirf communication ke liye use ki jaati hain—hum aapke messages ko respond karte hain aur necessary resolution provide karte hain. Newsletter ya marketing emails tab hi bheje jaayenge jab aap explicit consent denge; otherwise, hum unsolicited emails nahi bhejte.

Third‑Party Links

Site par external links (banks, regulators, news portals, affiliate offers) ho sakte hain. In sites ki privacy practices independently governed hoti hain; unke terms aur policies aapko alag se review karni chahiye. Hum third‑party content ki accuracy ya availability ki guarantee nahi dete, lekin curated sources reliable rakhne ki koshish karte hain.

Data Retention

Technical logs aur analytics reports reasonable time tak retain kiye ja sakte hain taaki trends aur performance samjhi ja sake. Contact messages ko resolution aur record‑keeping ke liye retain kiya ja sakta hai. Aap apne communication ko delete karne ki request bhej sakte hain; hum reasonable time me process karenge jab tak koi legal obligation retention ki demand na kare.

Security

Hum site ko secure rakhne ke liye best‑effort measures use karte hain: limited surface area, minimal scripts, aur regular updates. Phir bhi internet par 100% security guarantee nahi hoti. Aap sensitive financial data (PAN, account numbers, passwords) hamare contact form ya general email me share na karein.

Children’s Privacy

Hamari site general audience ke liye hai. Hum knowingly children ke personal data collect nahi karte. Agar aapko lagta hai ki koi child ne personal info share kiya hai, hume inform karein—hum promptly remove karenge.

Regional Rights

India me aapke paas privacy ke rights hain—jaise access, correction, deletion—jahan applicable ho. Aap contact form se apni request bhej sakte hain aur hum reasonable time me respond karenge. Aap cookies aur tracking ko browser settings se control kar sakte hain.

Monetization aur Affiliates

Ads aur affiliate links site ko sustain karte hain. In networks ke cookies aur tracking apni policies ke according operate karte hain. Hum personalized identifiable data ko bechna ya exchange karna avoid karte hain. Sponsored content agar ho, to hum clearly mark karte hain.

Policy Updates

Finance aur tech ecosystem change hota rehta hai; isliye ye policy time‑to‑time update ho sakti hai. Major changes hone par hum site par notice dikhayenge. Latest version hamesha is page par available rahega. Aapko encourage kiya jaata hai ki periodically policy review karein.

How to Contact

Privacy related queries, data requests, ya complaints ke liye aap Contact page par form use kar sakte hain. Hum good‑faith me resolve karne ki koshish karte hain, aur feedback par improvements push karte hain.

Humara goal simple hai: aapko fast tools dena bina aapki privacy compromise kiye. Agar aapko koi doubt ho, hume likhiye—hum explain kar denge ki kaun sa data kahan aur kaise use hota hai.

Categories of Data

Technical data me IP (masked/aggregated), browser type, device model, language, referring URLs, aur page interaction metrics shamil ho sakte hain. Analytics tools in signals ko aggregate karke performance aur usage trends batate hain. Cookies session management, preferences, aur ad frequency capping jaise use cases me helpful hote hain.

Legal Basis

Hum data processing ko legitimate interests (site improve karna, security ensure karna) aur consent (optional features jaise newsletter) par base karte hain. Jahan consent required hota hai, hum clear prompt dete hain. Aap consent withdraw kar sakte hain; isse kuch features impact ho sakte hain.

User Controls

Browser settings se aap cookies disable/clear kar sakte hain. Incognito mode use karke aap tracking minimize kar sakte hain. Ad preferences platforms par aap personalized ads ko limit kar sakte hain. Agar aap contact messages delete karwana chahte hain, hume request bhej sakte hain.

Data Sharing

Hum data ko service providers ke saath share kar sakte hain jo analytics, hosting, security ya ads me madad karte hain. Ye partners apni policies follow karte hain. Hum personally identifiable information ko sell nahi karte. Law enforcement ya legal obligations hone par required disclosures kiye ja sakte hain.

Grievance

Agar aapko lagta hai ki privacy rights violate hue hain, hume immediate likhiye. Hum case review karenge, root cause identify karenge, aur remediation steps lenge. Transparency hamare liye important hai; isliye hum meaningful answers dene ki koshish karte hain—na ki generic templates.