Lifetime Free Credit Cards in India

Lifetime free cards keep costs low if you don’t want to chase spend-based waivers. Here’s what to check to ensure value remains strong.

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What to verify

Confirm official communication of LTF status, partner benefits, and exclusions. Watch out for processing or issuance fees even when annual fee is waived.

FAQs

Can LTF status change?

Campaign terms may change; keep screenshots and emails as proof.

Do LTF cards offer lounge access?

Some do, but benefits are usually modest compared to premium tiers.