Credit Card Bill Payment Tips
Late fees and penal interest hurt quickly. Here’s a simple routine that keeps payments clean and stress-free.
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Routine
Enable auto-pay for total due, align due date near salary credit, and maintain a buffer. Review statements monthly.
FAQs
Minimum vs total due?
Paying minimum avoids default but accrues high interest—always pay total due.
Missed a payment?
Clear it fast, including charges; set stronger reminders and review budget.