Credit Card Bill Payment Tips

Late fees and penal interest hurt quickly. Here’s a simple routine that keeps payments clean and stress-free.

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Routine

Enable auto-pay for total due, align due date near salary credit, and maintain a buffer. Review statements monthly.

FAQs

Minimum vs total due?

Paying minimum avoids default but accrues high interest—always pay total due.

Missed a payment?

Clear it fast, including charges; set stronger reminders and review budget.