Best Cashback Credit Cards in India

Cashback feels satisfying because it’s simple. This guide picks straightforward programs that help everyday online spends and bills, with clear terms and easy redemption.

In-Article Ad Placement
SBI Cashback

SBI Cashback Credit Card

5% online, 1% offline.

Apply Now
SBI SimplyCLICK

SBI SimplyCLICK

Accelerated partner rewards.

Apply Now

How cashback works

Most programs credit cashback as statement adjustment. Watch category caps and exclusions like fuel, wallets and government payments to avoid disappointment.

FAQs

Is cashback better than points?

It’s simpler and predictable. Points can yield higher value for travel but need more effort.

Any exclusions?

Common exclusions include fuel, wallet loads and government payments. Read program rules.